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The Lowdown on VA Loans...

Our VA Loan Rates Are Low & Our Process is Quick & Painless

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

We’re here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE VA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The VA Loan Process

Here’s how our home loan process works:

  • Complete our simple VA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a VA Loan?

There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Low Down Payments
  • Jumbo & Super Jumbo Loans
  • Terms from 5 to 30 Years

VA Loan FAQs


What is a VA loan?

A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs, available to eligible veterans, active-duty service members, and certain surviving spouses.


Do VA loans require a down payment?

Most eligible borrowers can purchase with 0% down, one of the biggest benefits of a VA loan.


Is there mortgage insurance on a VA loan?

No. VA loans do not require monthly private mortgage insurance, though most loans include a one-time VA funding fee.


What credit score do I need for a VA loan?

The VA does not set a minimum score, but many lenders look for around 620. Requirements vary by lender.


Can I use a VA loan more than once?

Yes. VA loan benefits can be reused, and in some cases you can have more than one VA loan at a time.