Essence - "Your Real Estate Life Starts Here"
United Mortgage Corporation of America (UMCA) is built on clarity, trust, and real financial solutions. Our essence is empowerment through education and execution. Whether you're a first-time buyer or a seasoned investor, we simplify the complex and advocate for your financial best interest start to finish.

Vision

To be the most trusted mortgage partner for individuals and families seeking to build, preserve, or transfer wealth through real estate, empowering clients with knowledge, choice, and execution every step of the way.

Values

• Transparency: No hidden costs, no surprises - just straightforward lending.
• Integrity: We do what's right, not just what's easy.
• Education First: We believe informed clients make empowered decisions.
• Service Above Sales: We're not chasing commissions; we're earning relationships.
• Accessibility: Mortgage lending made local, personal, and understandable.

Story

Born from a desire to cut through the noise and confusion of traditional lending, United Mortgage Corporation of America was founded by professionals who saw too many borrowers lost in the process. We built UMCA to make mortgage lending clear, honest, and personal. Over the years, we've guided thousands of Californians - and clients in dozens of states - into the right loan, at the right time, for the right reasons.

Culture

At UMCA, we thrive on collaboration, accountability, and responsiveness. We foster a culture where client outcomes guide decisions, where every team member is both a student and a teacher, and where listening is as important as lending. Our team culture reflects what we offer clients: stability, clarity, and confidence.

Differentiation - "We Don't Just Close Loans. We Open Possibilities."

• Radio Education + Personalized Service: We educate the public weekly through Your Real Estate Life radio shows and then turn that education into customized solutions.
• Decades of Experience with a Personal Touch: We bring decades of lending expertise - but no call centers. Every client gets a licensed mortgage professional.
• Full-Service + Niche Offerings: From FHA to Reverse Mortgages, DSCR to HELOCs, we offer the full spectrum - with local expertise in Southern California and reach across the country.
• Real Talk, Real Numbers: We're not here to sell rate sheets - we show you how to make informed financial decisions that match your life today and your goals tomorrow.

Why would someone want to work for United Mortgage Corporation of America?

Because at UMCA, you're not just closing loans, you're changing lives.

We offer a platform where experienced professionals and motivated newcomers alike can grow their careers with support, autonomy, and purpose. Our team benefits from direct access to leadership, streamlined operations, flexible lending programs, and the ability to make real decisions that impact clients - not just push paperwork.

You'll work for a company that educates the public through live media, respects its professionals, and gives you the tools to build lasting relationships rather than transactional outcomes.

We don't believe in micromanagement - we believe in empowering mortgage professionals to thrive.

What is the company known for?

United Mortgage Corporation of America is known for:

• Trusted, transparent mortgage solutions for over three decades.
• Educating borrowers through our weekly radio show "Your Real Estate Life", not just selling them.
• Serving clients in California and across 46+ states, with specialties in Reverse Mortgages, FHA, VA, DSCR, and more.
• Being a client-first, education-driven, results-focused lender.
• Owner involvement, this is not a faceless corporation. Our leadership is active, visible, and deeply invested in every transaction.

What is your company culture?

UMCA's culture is personal, professional, and purpose driven.

• We value integrity over volume, education over pressure, and team collaboration over internal competition.
• We believe in flexibility, accountability, and a solutions-oriented mindset.
• Whether it's helping a first-time homebuyer or a seasoned investor, every client is treated like a relationship - not a file number.

Our culture reflects our mission: to educate, execute, and elevate both our clients and our team.